Terms of Service

America First Mortgage (GFC Group, LLC DBA America First Mortgage, NMLS #2564858)
Las Vegas, Nevada
Version 1.0 — Last Updated: June 2026

Business Identity

America First Mortgage (GFC Group, LLC DBA America First Mortgage, NMLS #2564858, “America First Mortgage,” “we,” “us,” or “our”) is a licensed mortgage broker located in Las Vegas, Nevada, providing residential mortgage services including purchase, refinance, VA, DSCR, and related loan products.

By using our website or providing your phone number, you confirm that you are 18 years of age or older and agree to these Terms and, if you have provided consent, to receive communications including text messages as described below.

Use of Website

This website is intended for use by individuals aged 18 and over for lawful purposes only.

All website content, including text, branding, graphics, layout, and other materials, is owned by or used with permission by America First Mortgage and may not be reused, republished, or redistributed without prior written permission.

Website content is provided for general informational purposes only and does not constitute a commitment to lend, a loan approval, or an offer of credit. Submitting a form, quote request, or pre-qualification does not guarantee loan approval until we complete our review and respond.

SMS Messaging Terms

The America First Mortgage SMS program provides loan-process notifications, scheduling and rate-related messages, and — where you separately consent — marketing messages, to individuals who opt in. Participation is limited to individuals aged 18 and over.

If you opt in to receive SMS messages:

Messages may include loan status and process updates, document and scheduling notifications, rate-related communications, and (with separate marketing consent) occasional promotions and offers
Message frequency varies depending on your loan activity and communications
Message and data rates may apply
You may opt in through website forms, during the application process, or through other documented consent methods we maintain

Opt-Out Instructions

You can cancel SMS messages at any time by texting STOP to (702) 867-2644 or by replying STOP to any message. After you send STOP, an opt-out confirmation message may be sent, and you will no longer receive SMS messages unless you opt back in.

Rejoin Instructions

To rejoin after opting out, text START to (702) 867-2644 or submit your consent again through an applicable form on our website.

Help and Support

Reply HELP for assistance, or contact us at Info@AmericaFirstMortgage.com or (702) 867-2644.

Carrier Liability

Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier, network availability, and device compatibility. America First Mortgage is not responsible for messages that are delayed or not delivered due to carrier issues, service interruptions, unsupported devices, or other factors outside our control.

Privacy Policy

For information on how personal information is collected, used, and protected, please review the Privacy Policy at: https://americafirstmortgage.com/privacy-policy/

Governing Law

These Terms are governed by the laws of the State of Nevada.

Legal Compliance

By opting in to receive SMS messages, you agree to receive text messages that may be sent using automated technology. Consent to receive SMS messages is not required as a condition of any loan application, approval, or other service.

By opting in, you confirm that you are 18 years of age or older, that you are the subscriber or customary user of the mobile number provided, and that you are authorized to provide consent to receive text messages at that number.

Industry Compliance

This SMS program is intended to operate in compliance with applicable CTIA guidelines, Telephone Consumer Protection Act (TCPA) requirements, and related industry standards governing business text messaging.

Changes to Terms

These Terms may be updated from time to time. Continued use of the website or continued participation in the SMS program after updated Terms are posted constitutes acceptance of those changes.

Limitation of Liability

The website and services are provided “as is” without warranties of any kind. To the maximum extent permitted by law, America First Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the website or services.

Severability

If any provision of these Terms is found invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall continue in full force and effect.

Contact for Legal Matters

America First Mortgage (GFC Group, LLC DBA America First Mortgage, NMLS #2564858)
Las Vegas, Nevada
Email: Info@AmericaFirstMortgage.com
Phone: (702) 867-2644