Welcome to America First Mortgage ®
Our mission is to provide personalized and exceptional mortgage solutions, with a focus on creating a client for life.
As a family-owned, veteran-owned business, we understand the value of hard work, dedication, and service to our community. Our clients are not just customers; they are family, and we are committed to providing them with the highest level of service and care.
With a deep-rooted sense of patriotism and a passion for helping others achieve their dream of homeownership, we strive to be the people you can rely on to get the job done. Thank you for trusting us with your home financing needs and allowing us to serve you!
Use our mortgage calculator to see some loan scenarios
Affordability
Purchase
Refinance
Rent Vs Buy
Veteran Affairs
Veteran Refinance
Debt-Service (DSCR)
Fix & Flip
Start a discussion about your mortgage needs today!
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
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Personalized guidance
Clarification and education
Visit our blog with 100+ articles on important mortgage topics.
Our blog articles are geared towards first-time home buyers and mortgage market news.
As an education based mortgage company we strive to provide helpful information.
Should You Buy a Home and Renovate or Buy Move-In Ready?
When it comes to buying a home, one of the big decisions many buyers face is whether to purchase a…
Our clients are the foundation of our success.
3rd party client reviews
Client reviews from around the internet.
Reviews
4.87
Ratings
488
Total Reviews
5
87.91%
4
9.63%
3
1.23%
2
0.41%
1
0.82%
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Rating
A
Andrew D
Posted on March 24th, 2025 04:17 AM
5.0
for
Bill Merren
I had an exceptional experience working with America First Mortgage. From start to finish, they were incredibly responsive, addressing all my needs promptly and efficiently. Bill took the time to clearly explain every step of the process, ensuring I...
read more
Reply from
Bill MerrenMarch 24th, 2025 09:17 PM
Andrew, it was a pleasure working with you during this process. Thank you for trusting my team and I to get the job done. Congrats on the new home sir!
M
Mary A M
Posted on March 21st, 2025 09:22 PM
5.0
for
Bill MerrenAmerica First Mortgage is great! Throughout the entire process they answered my many questions quickly and in a way that I could understand the answer. Their guidance was impeccable! Thank you
Reply from
Bill MerrenMarch 24th, 2025 09:17 PM
Hi Mary, Thank you for leaving such a wonderful review! I'm thrilled to hear that you had a positive experience with America First Mortgage. It was my pleasure to help answer your questions and guide you through the process. Your...read more
N
Nicole A
Posted on January 18th, 2025 08:00 PM
5.0
for
Bill MerrenEasy to work with! First Class Company and customer service!!
Reply from
Bill MerrenJanuary 22nd, 2025 01:14 AM
Thank you Nicole! It was an absolute pleasure working with you. Congrats on your new property!
N
Nicole A
Posted on January 17th, 2025 07:13 PM
5.0
for
Bill MerrenEasy to work with! First Class Company and customer service!!
Reply from
Bill MerrenJanuary 27th, 2025 09:40 PM
Thank you Nicole! It was a pleasure working with you. My team and I look forward to helping out on the next one
E
Edmund K
Posted on December 24th, 2024 11:11 AM
5.0
for
Bill MerrenBill Merren and his team at America First Mortgage were easy to work with and extremely helpful in facilitating my application. I will enthusiastically recommend America First to anyone and everyone.
Reply from
Bill MerrenJanuary 14th, 2025 08:30 PM
It was a pleasure working with you sir! So happy we were able to coordinate all the moving pieces and get you to the finish line. Enjoy your new home!
A
Ali S
Posted on December 16th, 2024 07:01 PM
5.0
for
Bill MerrenTeam Marren ! Amazing and smooth refi. Thank you for your help and honesty. This team truly cares about you as a person vs you as a paycheck !
Reply from
Bill MerrenJanuary 14th, 2025 08:31 PM
Ali, thank you for trusting my team and I to get the job done! We were honored to help
A
ANTONIO R
Posted on December 6th, 2024 05:38 AM
5.0
for
Bill MerrenBill and his team are very professional and prompt in processing and handling my home loan application. We closed on time. I am very pleased with their work. I’ll certainly use their services again in the future.
Reply from
Bill MerrenDecember 6th, 2024 09:42 PM
I was pleasure working with you sir! Thank you for trusting our team to get the job done. Congrats on your beautiful new home!
A
Adey M
Posted on November 21st, 2024 05:57 AM
5.0
for
Bill Merren
America First Mortgage has provided me with the best financing service in all my 35 years of purchasing residential and commercial properties. The Merren team of America First Mortgage made me feel very important, comfortable, and confident right from...
read more
Reply from
Bill MerrenDecember 6th, 2024 09:44 PM
Adey, our team loved working with you and your wife! Thank you for the kind words. We look forward to working with you again on the next one
F
Farid M
Posted on November 20th, 2024 04:27 PM
5.0
for
Bill Merren
Bill and his team were extremely helpful! After a few failed attempts with an in house lender from the builder, Bill and his team were able to work through the details of my loan and get me into a payment that I felt comfortable with. Bill and his team...
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Reply from
Bill MerrenNovember 20th, 2024 06:53 PM
Farid, thank you for trusting my team and I to get the job done. It was an absolute pleasure working with you. Congrats on your beautiful new home!!
D
Dale S
Posted on September 26th, 2024 06:31 PM
5.0
for
Bill Merren
The Merren Group was amazing to work with from beginning to end. They helped us get the best possible loan for our situation. Meryam was a big help everytime we spoke to her. Darla was kind, patient and so helpful when we were stressed. She made it very...
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Reply from
Bill MerrenOctober 16th, 2024 02:37 AM
Than you sir! It was an absolute pleasure working with you & Ramona. Congrats on the beautiful new home!
